Verify with consent
Applicants share only the information you request through a secure, single-use flow.
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Built for Enterprise Property Teams & Asset Managers
Verify applicants. Move deposits. Keep every step clear.
Automate tenant bank verification, instant Real-Time Rail deposit clearing, and trust sub-ledger accounting—all in one unified platform built for Canadian real estate.
No production money movement requiredPIPEDA-aligned privacy controlsISO 20022-ready design
Interactive Tenant & Manager Experience
From First Invite to Instant Settlement
Watch how Northstar transforms fragmented tenant verification and deposit handling into a single, automated 4-step workflow.
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Northstar
01. AuthorizationThe St. Lawrence #1402
PendingSecurity Deposit Summary
Target Deposit$2,450.00 CAD
First Month Rent$2,450.00
PIPEDA & Trust Account Protected
Funds are routed to the entity trust sub-ledger upon authorization.
256-Bit Encrypted Bank Link
One operational system
Less chasing. Fewer handoffs. A clearer next action.
Keep work moving
See every invitation, review, approval, and exception from one operational queue.
Track the full deposit lifecycle
Follow authorization, settlement, reconciliation, and returns without disconnected spreadsheets.
Two-stage launch strategy
Go to market now. Add instant clearing as the rail opens.
The commercial product does not depend on RTR availability. Verification, lease execution, decisions, and accounting deliver value today; instant settlement is the expansion engine.
1
Available today
Verification and lease execution
Launch with consent-based Plaid Income and Balance verification, provincial lease packages, e-signatures, risk review, and trust-accounting records.
2
RTR expansion path
Instant clearing when partner access is ready
Northstar’s RTR-shaped payment engine adds the high-upside instant-clearing layer as Payments Canada’s Real-Time Rail rolls out and eligible payment-partner access becomes available.
How it works
From first invite to final record.
A guided workflow keeps applicants informed and gives staff the context to act without switching systems.
- 01
Create the applicant
Choose the property, reviewer, and information required.
- 02
Send one secure invitation
The applicant reviews consent and connects their account without sharing credentials.
- 03
Act on a clear result
Your team sees what is ready, what changed, and the next action to take.
Interactive settlement inspector
See the proof behind every payment
Inspect the clearing message, settlement lifecycle, trust controls, and balanced journal entry without making the technical layer the primary workflow.
pacs.008.001.10 · Financial Credit Transfer
{"Header": {"MsgId": "RTR-2026-0725-pacs008-884102","CreDtTm": "2026-07-25T17:48:11.042Z","NbOfTxs": 1,"SttlmMtd": "CLRG","ClrSys": { "Prtry": "PAYMENTS_CANADA_RTR" }},"CreditTransfer": {"PmtId": {"EndToEndId": "E2E-NORTHSTAR-DEP-9902","UETR": "f81d4fae-7dec-11d0-a765-00a0c91e6bf6"},"IntrBkSttlmAmt": { "Ccy": "CAD", "Value": 2450.00 },"Dbtr": { "Nm": "Verified Applicant (Consent Session #9902)" },"DbtrAgt": { "FinInstnId": { "BICFI": "ROYCCAT2XXX" } },"Cdtr": { "Nm": "The St. Lawrence SPV Trust Account" },"CdtrAgt": { "FinInstnId": { "BICFI": "TDOMCATTTXX" } },"RmtInf": { "Ustrd": "Ontario Lease Deposit - Unit 1402" }},"Security": {"SignatureAlg": "RS256","StatusReceipt": "pacs.002.001.10 - ACCC (Settlement Finalized)"}}
Security people can understand
Designed around consent, separation, and control.
Northstar keeps applicant data separated by organization, limits access by role, and records critical actions for review.
Visit the trust centreApplicants never share bank credentials
Organization-separated records
Role-based permissions
Auditable operational history
Controlled consent records
Security and privacy controls
About Northstar
Built around the real handoffs in Canadian rental operations.
Northstar brings applicant consent, staff review, lease evidence, payment authorization, reconciliation, and audit history into one controlled workspace. Product claims remain tied to capabilities that can be demonstrated and verified.
Frequently asked questions
Does Northstar receive applicant banking passwords?
No. Applicants authenticate with their financial institution through the connected provider. Northstar receives only the consented verification data needed for the workflow.
Does the product depend on Real-Time Rail availability?
No. Verification, lease execution, decisions, accounting records, and payment authorization deliver value today. Instant clearing is an expansion path when eligible partner access is available.
Can different staff members have different permissions?
Yes. Workspace roles separate applicant review, property operations, finance actions, and administrative controls.
Can we evaluate the workflow without moving money?
Yes. The interactive sandbox demonstrates the applicant and staff journey without production money movement.
Make the next applicant easier to manage.
Explore the complete workflow in a sandbox, or walk through your operating model with our team.